Commercial Property Insurance in Maryland

Keeping your employees safe and protected while on the job is a key part of owning a business.

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Commercial Property Insurance in Maryland

If your business owns any commercial real estate or other business use property, it is imperative that you have commercial property insurance. Commercial property insurance provides coverage for buildings, inventory, equipment, tools, and more. Losses that can be covered range from fires to vandalism or natural disasters.

While a basic commercial property insurance policy may be all that you need, it is important to talk to a qualified professional at Heaton Bennett Insurance to learn more.

Submit for a free quote, if you would like insurance for:

• Commercial building – do you own commercial real estate? Make certain it is insured.
• Flood Damage – Most commercial policies exclude flood. If you’re in a flood prone area, you need this coverage.
• Business personal property – This coverage would cover you to insure your inventory, office equipment and fixtures.
• Business Income – This insurance reimburses the owner for loss of profits while a business is closed for a covered loss.

What Hankin & McNally Commerical Property Insurance Covers

You've poured time, money, and sleepless nights into building your business. One fire, flood, or break-in shouldn't be able to take it all away. That's where commercial property insurance comes in—it's not just another expense, it's the safety net that lets you keep moving forward no matter what happens.

Here's what it helps safeguard:

• Your building
• Your outdoor sign
• Your furniture and equipment
• Your inventory
• Your fence and landscaping
• Other’s property
  

Common types of coverage may also include:

• Completed value coverage to protect buildings in the process of construction that pays for the full value of the finished building in case it is destroyed.
• Updated building codes can add expense when repairing or replacing damaged or destroyed property—you’ll be covered.
• Loss of business income in case damage or destruction of business property results in billing problems or extended work stoppage (typically covers payroll, rental income, and other expenses.)
• Equipment breakdown coverage for damage caused by electrical and mechanical equipment through explosions, breakdowns, and electrical arcing.
• Flood insurance to cover losses to buildings and contents due to flooding, typically backed by the government-supported National Flood Insurance Program.